What are the pros and cons of zero deposit car finance?

When deciding whether or not no deposit car finance is the best option for you, first consider the advantages and disadvantages of this type of vehicle finance:

What are the pros of zero deposit finance?	What are the cons of zero deposit finance?
No upfront lump sum payment is required	Interest rates may be higher than other forms of finance
Owning a car can become more affordable with this option	You may end up paying more than the car is worth
An opportunity to drive a higher-spec vehicle	Monthly repayments will be higher
A pre-agreed contract duration makes it easier to budget	Usually only available to people with a good or excellent credit score